Los Cristianos, in the south of Tenerife, seen from the sea
Self-employed & business · South Tenerife

Insurance for the self-employed and businesses with a team that knows your business

Liability, premises, vehicles, staff and retirement, with one point of contact for everything. And if there is a claim, we stay with you until your business is back up and running.

Get a quote Call the office
One point of contact
Claims followed to the end
Service in English
4,8 300 Google reviews of our Los Cristianos office
What we can insure

What your business needs,
without paying for what you don't use.

Liability

Public, employer's, product and professional liability. It responds if a customer is injured on your premises, if your work damages someone else's property, or if a professional mistake costs your client money.

Your premises and their contents

Package cover for shops, offices, workshops and restaurants: fire, water, theft, glass and signs, machinery breakdown and loss of profits while the business is closed.

Your staff

Group health, life and accident insurance for your employees, including the accident cover that many collective agreements require. Also savings and retirement schemes as part of their pay package.

You, as a self-employed worker

Health insurance with a medical network, life cover to protect your family, and cover that pays you if illness or an accident forces you to stop working.

Your retirement

Individual pension plan and the simplified employment pension plan for the self-employed, with a higher contribution limit and income tax relief. We help you decide how much to put in and where.

Vehicles, fleets and goods

Company vans and cars, fleets under a single policy, leased vehicles and the goods you ship by road, sea or air, including between the islands and to mainland Spain.

Cyber risks and directors

Response to cyber attacks, ransomware or leaks of customer data. And directors' and officers' liability, which protects their personal assets against claims.

Construction and industry

Contractors' all risks, the ten-year structural insurance for new residential buildings, machinery, electronic equipment and industrial sites, with damage and loss of profits cover.

Farms and agriculture

Farms, greenhouses, barns, livestock and farm machinery, plus agricultural liability and the publicly subsidised combined agricultural insurance.

Why arrange it with us

Anyone can sell you a policy,
we actually insure you.

  • 1
    First we understand what you doWe don't sell you a closed package. You tell us what you do, where and with whom, and we propose only what your business needs, explained without the small print.
  • 2
    Your whole business with the same peopleYour premises, your van, your staff and your pension plan, with one point of contact and renewal dates in order. Grouping your policies usually brings the price down, too.
  • 3
    After a claim, every day closed costs moneyIf your premises flood, you are burgled or a customer makes a claim, we open the claim at the office and follow it with you to the end. Eftim, Abigail and Marco know your case.
  • 4
    Many businesses in the south don't only speak SpanishWe work in English, Spanish, Bulgarian and Italian. We explain every cover in your language before you sign, and again if something goes wrong.

Already have business insurance?

Send us your policies on WhatsApp or bring them to the office. We'll tell you what they really cover, whether there are gaps or overlaps, and whether the sums insured fit your business. No obligation to change anything.

Ask for a review
By type of business

Every business has its own risks.
These are the ones we see most in the south.

We also work with hauliers, builders, industry, farms and freelance professionals. If your business isn't listed here, tell us about it.

Hospitality and restaurants

Bars, restaurants and cafés, with or without a terrace.

  • Loss of profits if a claim forces you to close
  • Food spoiled when a cold room breaks down
  • Liability towards customers, including food poisoning
  • Staff accident cover required by the collective agreement

Shops and offices

Shops, practices, consultancies, clinics and freelance professionals.

  • Burglary, robbery and broken shop windows and signs
  • IT equipment and customer data
  • Professional liability when your professional body or activity requires it
  • Health and life cover for you and your team

Trades and renovations

Electricians, plumbers, carpenters, painters and small building firms.

  • Liability for the work you do and the work you've finished
  • Tools and materials in the van
  • Your van or company vehicles
  • Contractors' all risks for larger jobs
How it works

Three steps.
The first one takes five minutes.

1

Tell us about your business

What you do, whether you have premises and how big they are, how many people work with you, whether there are vehicles and what you have insured now. On WhatsApp, by phone or at the office.

2

We prepare your proposal

The covers that fit your business, with the right sums insured and the price of each, so you can see what's essential and what's optional.

3

You sign and get on with your work

At the office or remotely. We give you the documents and the insurance certificates the town hall, your landlord or your clients ask for. If it doesn't suit you, you keep the quote.

Start on WhatsApp
What our clients say

300 Google reviews
and an average of 4.8 out of 5

Muy profesionales en su trabajo. Han atendido todas mis necesidades, solucionando todas mis dudas y encontrando la mejor manera de proteger legalmente el negocio con el seguro, y a precios competitivos.
Salvatore F.Google review
Amazing customer service and helpful advices from Eftim... Much appreciated! Thx again
Stan B.Google review
Desde el primer momento, la atención ha sido impecable: responden rápido, están siempre disponibles para cualquier consulta y realmente se implican en ayudarte a encontrar la mejor opción según lo que necesitas.
Petar S.Google review
Increíble el trato recibido por Eftim. Mil gracias por tu atención, por tu gran ayuda y resolverme todo el problema. Estuvo mucho tiempo atendiendo y resolviendo mi catástrofe. De verdad, gracias. Recomendable 100%.
Estefanía P.Google review
Excelente experiencia. La empleada Yuri fue muy amable y comprometida, me acompañó durante todo el proceso y ayudó a resolver un tema complejo de forma clara y eficaz.
Katia K.Google review
Un 10/10. La gestión es muy ágil y eficiente. El trato es extraordinario, son muy educados y resolutivos. ¡Da gusto encontrar un servicio tan excelente! Muchas gracias. 100% recomendable.
Leyán G.Google review
Excelente atención en esta oficina, buen servicio, solucionan diligente, eficaz y prontamente cualquier requerimiento del cliente.
Jesús P.Google review
Tuve una excelente experiencia. La atención fue de mucho agrado, siempre dispuestos a resolver dudas y a hacer que todo el proceso sea fácil y claro. Se nota que realmente se preocupan por los clientes.
Edier H.Google review
Ha sido una muy grata experiencia adquirir mis servicios en esta sede, un trato excepcional por parte del personal, todas mis dudas fueron aclaradas con claridad y disposición.
Valentina P.Google review
Excelente servicio y atención al cliente. El personal es amable, profesional y siempre dispuesto a ayudar, brindando asesoramiento claro y soluciones a las necesidades.
Lorena T.Google review
See them all on Google

Reviews published by clients on the Google listing of our Mapfre Los Cristianos office. Reproduced verbatim, with the name as published.

Face-to-face service

Your business insurance, with an office in Los Cristianos

  • No appointment needed
    Quotes, policy changes, insurance certificates and claims are dealt with at the counter, Monday to Friday.
  • Business claims handled here
    Bring the claim form to the office: we open the claim, coordinate loss adjusters and repairs, and keep you informed until it is closed.
  • Av. Juan Carlos I, n.º 20 · Right above the 99
    38650 Los Cristianos, Tenerife
  • Office hours
    Monday to Thursday: 9:00 – 17:00
    Friday: 9:00 – 14:00
  • 678 949 715 Mobile
  • WhatsApp: 678 949 715
  • Eftim Paskalev on LinkedIn
The Agencia de Seguros Atlántico team outside the office in Los Cristianos
Left to right: Marco Azzolini, Eftim Paskalev and Abigail Arzola, outside the office in Los Cristianos.
Agencia de Seguros Atlántico · Eftim Paskalev Av. Juan Carlos I, n.º 20 38650 Los Cristianos, Tenerife
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Get a quote

Tell us what you need
and we'll reply within 24 hours

Three details and the type of cover. No automated calls, no chasing: someone from the office writes back to you.

Controller: Eftim Paskalev (Agencia de Seguros Atlántico). Purpose: to answer your insurance enquiry or quote request. Legal basis: your consent. Retention: for as long as the relationship lasts or until you ask for erasure. Rights: access, rectification, erasure, objection, restriction and portability by writing to info@segurosatlantico.es.

Fill in at least one: phone or email.

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Frequently asked questions

What the self-employed and businesses ask us at the office

There isn't just one: it depends on your activity. Vehicles always need insurance; many regulated professions require professional liability; new residential buildings need ten-year structural insurance; and many collective agreements require accident insurance for staff. On top of that comes what your landlord, the town hall for some licences or your own clients usually ask for. We'll tell you what applies to you.
Public liability covers injury or damage you cause to others through your activity: a customer who falls in your shop, or a leak on a job that ruins the neighbour's flat. Professional liability covers financial loss caused by a mistake in your work, such as a wrong calculation, a missed deadline or bad advice. Many businesses need both.
Usually three things: the liability cover your activity calls for, something that protects your income if illness or an accident stops you working, and saving for retirement, because most self-employed people in Spain pay contributions on the minimum base and the resulting pension tends to fall short. If you have premises or a van, their insurance comes on top. We go through it with you and prioritise according to your budget.
Social Security covers accidents at work, but many collective agreements, commonly in hospitality, construction and retail, also require accident insurance with set payouts for death or disability. If you don't have it and an accident happens, the company would have to pay that sum itself. Bring us your collective agreement and we'll tell you what amounts it requires.
It is a pension plan designed for the self-employed that lets you contribute considerably more each year than an individual plan, and those contributions reduce your taxable income. It can be combined with an individual plan. At the office we'll explain how much it makes sense to contribute based on your income.
A business package policy groups damage to the premises, contents, liability and loss of profits under one policy. Vehicles and personal covers go in separate policies, but we handle them all from the office, with renewal dates in order and one point of contact. Grouping policies usually improves the price: we'll work it out for you.
It depends on your activity, the size of your premises and what's inside, your turnover, the number of employees and your claims history. There's no single price. Send us the details on WhatsApp or drop into the office and we'll give you the real price for your case.

Tell us what you do and we'll tell you what you need

No-obligation quote for your business. Or drop into the office.

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